Investment advisory services are offered through BBVA Global Wealth Advisors, Inc. , an SEC-registered investment adviser. The materials on this Site, including, without limitation, news articles, informational data and all other firm-specific information, are for informational purposes only and are not intended to constitute financial, legal, tax or any other advice.
The information contained herein, including but not limited to research, market valuations, calculations, estimates and other material, was obtained from sources that are believed to be reliable. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. GWA provides investment advisory and planning services to investors who become Clients under a written agreement.
All investing involves risk, including the potential loss of money invested. Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns; periodic investment plans do not assure a profit and do not protect against loss in declining markets. Investors should consider their financial ability to bear an investment in any security. Diversification does not eliminate the risk of market loss; other risks also exist. Historical returns, expected returns, and probability projections reflected herein are provided for informational and illustrative purposes only. Past performance is not indicative of future results.
Fee & Account Disclosures
Clients should be aware our recommendations and fees may vary for each client, as agreed upon in each Client’s executed investment advisory agreement.. Advisory fees are calculated based on the amount of assets under management. GWA does not make any representations regarding the execution quality of orders placed with our custodian/broker-dealer partner. However, GWA does monitor best execution under regulatory requirements.
Hyperlinks
GWA's website may include links to third-party websites that allow you to access third-party websites from this website; these hyperlinks are provided only as a convenience. Linked websites are not reviewed, controlled, examined, sponsored, or endorsed by GWA. Linked third-party websites apply their own privacy and data security policies, which may differ from GWA’s; GWA is not responsible for the privacy or data security of any data that may be collected by third parties on linked websites. GWA assumes no liability for any inaccuracies, errors, or omissions in or from any data or other information provided on such websites. GWA does not review content, advertisements, activities, or any other information posted on such third-party sites. Any opinions or statements posted by such parties are their own, not GWA’s, and may not be representative of the experience of others or indicative of future performance or success. Neither GWA nor its affiliates, nor any of their employees, officers or directors, are responsible for any linked site's content, information, advertising, products, services, resources, or links. In no event shall GWA be liable, directly or indirectly, to anyone for any damage or loss arising from or occasioned by the use of or reliance on linked third-party websites, or arising from the information, advertising, products, resources, or material accessed through such websites. GWA reserves the exclusive right and sole discretion to add, decline or remove, without warning, any icon or link to a list or website from its website.
Performance Disclosures
Past performance is no guarantee of future results, and any expected returns or hypothetical projections may not reflect actual future performance. Furthermore, past returns may reflect the performance of assets for a finite time or during a period of extreme market activity. All investments involve risk, and may lose money. There can be no assurance that an investment mix or any projected or actual performance shown herein will lead to the expected results shown or perform in any predictable manner. It should not be assumed that investors will experience returns in the future, if any, comparable to those shown or that any or all of GWA's clients experienced such returns.
Actual results may differ for each investor, and there can be no guarantee of enhanced returns due to additional diversification, investment selection, or the use of GWA's investment management service. Projected and hypothetical performance is intended to reflect only a probable range of possible investment outcomes based on historical average returns and standard deviation of each investment type contained in the investment mix recommended by GWA, but generally does not consider the effect of changing risk profiles, taxes, or future investment choices. Projected and/or hypothetical performance does not represent actual client accounts or trades and may not reflect the effect of material economic and market factors. Actual clients of GWA may experience different results from any hypothetical results shown. There is a potential for loss, as well as gain, not reflected in any hypothetical information portrayed. Any hypothetical performance results shown do not represent the results of actual trading using client assets, but were achieved using the retroactive application of a model designed with the benefit of hindsight. Investors should carefully review the additional information presented by GWA as part of any hypothetical comparison.
Any comparisons to indices are presented to provide an understanding of their long-term historical performance, not to illustrate the performance of any security. The inclusion of market or composite indexes, benchmarks, or other measures of relative performance in the various risk/return charts does not imply that such indexes are appropriate performance measures for a client's portfolio, but instead are used solely to illustrate the risk and return characteristics of select market indexes during the period. An index's performance does not reflect the deduction of transaction costs, management fees, or other costs that would reduce returns. References to market or composite indexes, benchmarks, or other measures of relative market performance (indexes) over a specified period are provided for information only and do not imply that a portfolio will achieve similar returns, volatility or other results. The composition of an index may not reflect the way a portfolio is constructed about expected or achieved returns, portfolio guidelines, restrictions, sectors, correlations, concentrations, volatility, or tracking error targets, all of which may change over time. An investor cannot invest directly in an index. Because of the differences between client allocations and any indices shown, GWA cautions investors that no index is directly comparable to the performance shown since each index has its unique results and volatility, and such indices if shown, should not be relied upon as an accurate comparison. Additional performance disclosures and risk data are available upon request.
